5 questions we all ask ourselves

Tips, tools, and mortgage experts to help you buy or refinance your home.



Content of the page

Find the payment that best fits your needs with our mortgage calculator.

*The results provided by this calculator are only for illustrative purposes. They are based on the information provided and do not constitute a pre-qualification.

Indicates required field

Schedule your appointment

Manage your mortgage online.

With convenient 24/7 access, you can easily make payments, see account history, download tax forms and other documents.

Take the first steps towards acquiring your dream home.

Estimate your monthly payment with our calculator. Schedule your appointment online. Start your application. 

Paying your mortgage is easy.

To pay by phone call 787-292-4380, access Digital Banking or Mortgage Services. 

Each case is unique


Contact our mortgage consultants to guide you step by step throughout the mortgage process.

All offers, types, terms and conditions of the mortgage loans are subject to credit approval. Special offers for loans that are originated in or before December 04, 2021. After this date, the interest rate may change according to market conditions until the loan application is approved. Once the loan application is approved, you will have 30 calendar days to close the transaction. If the transaction does not close within the 30-day period, the interest rate could change. 15-year and 30-year offers apply for customers with a credit rating of 740 or higher and credit history (0,0,0), for conforming loans that are Approved Eligible under Fannie Mae’s DU program. Loan amount from $75,000 to $548,250. Offers for conventional conforming loans apply up to 60% LTV. Conventional conforming loans whose LTV exceeds 80%, will require additional approval of a private mortgage insurance. Offers for conforming loans apply to properties with only one unit. Purchase with an LTV higher than 60% carry an additional Loan Level Price Adjustment cost. Additional costs apply for refinancing. For a conventional 30-year loan 1.125% will be honored under the prevailing interest at closing time. For a conventional 15-year loan 1.250% will be honored under the prevailing interest at closing time. For an FHA 30-year loan 1.750% will be honored under the prevailing interest at closing time. Offer for loans insured by the Federal Housing Administration (FHA) from $75,000 to the established limit for each municipality, with a maximum of 96.5% of purchase price or appraisal (LTV), whatever is lowest for the sale of a new or existing home. For refinance without surplus up to a maximum of 97.75% and for refinance with surplus up to 85%. This product requires FHA mortgage insurance. Offer subject to the delivery of requested documents and credit approval according to parameters established under FirstMortgage and the Federal Housing Administration. Subsequent offers may invalidate these offers. Other conditions apply according to the criteria established by FirstMortgage. For loans over $510,400 or when the property is in a condominium other offers apply. Certain restrictions apply. FirstMortgage is a division of FirstBank Puerto Rico. FirstBank is an FDIC Member. OCIF Lic. B-31